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MONDAY, July 19, 2021 (HealthDay News) -- The coronavirus pandemic has left plenty of Americans saddled with medical bills they can't pay, a new survey reveals.
More than 50% of those who were infected with COVID-19 or who lost income due to the pandemic are now struggling with medical debt, according to researchers from The Commonwealth Fund, a nonprofit organization that advocates a high-performing health care system.
"The good news in the report is that insurance losses during the pandemic may have been offset by federal efforts to help people get and maintain their insurance coverage," said Sara Collins, vice president for health care coverage and access at The Commonwealth Fund.
"The bad news is that about a third of Americans continue to struggle with medical bills and medical debt, even those who have health insurance coverage, and medical bill problems were highest among people who were affected by the pandemic, either getting sick with COVID-19 or losing income during the pandemic or losing their insurance coverage. These people are stuck with large bills," Collins said.
Those most affected were Black and Hispanic people, who were more likely to lack affordable health care, the researchers found. What's worse is those who suffered the most from the COVID-19 pandemic are the most likely to have medical bills and debt.
Adults aged 19 to 64 who contracted the virus, lost income or lost their job-based health insurance coverage also reported higher rates of problems with medical bills and debt than people not affected by the pandemic in these ways.
"It is a significant problem for people in the United States, and I think we need to address changing the benefit design, but also changing how we view medical debt," Collins said.
Frederick Isasi is executive director of Families USA, a national nonpartisan consumer health care advocacy organization. "This study underscores what we've known since the deadliest pandemic wreaked havoc on our country last year — the most vulnerable in our communities have borne the brunt of both the health and economic impacts," he said.
"We must ensure they have access to the best health and health care they need without being saddled with medical debt or having to choose between paying the rent and filling a prescription for lifesaving medicine," Isasi added.
Isasi said Congress needs to pass the Democratic budget resolution and quickly pass a reconciliation package that closes the Medicaid expansion coverage gap, ensures Medicare includes dental, hearing and vision benefits, "... and finally puts an end to drug companies' abusive prices, to make health care affordable and accessible to all."
Key findings of the survey include:
The survey was conducted from March 9 through June 8 among nearly 5,500 U.S. adults aged 19 to 64.
According to US News & World Report, some steps people can take to get help with their medical bills include:
The core issue is the way health insurance in America works, said Dr. Susan Rogers, president of Physicians for a National Health Program.
"Trying to tweak insurance coverage is never going to get everyone covered — it's not made for that. This is why I support Medicare-for-all or single-payer, because that is the only plan that is made to cover everyone," Rogers said.
Despite all the efforts over the years and the financial hardships of the pandemic, nobody has ever done anything that covers everyone, Rogers noted.
"What is happening now with insurance companies is they are just bleeding everyone, and it's just not sustainable. Everything keeps going up, premiums go up, copays go up, deductibles go up," she said. "What has happened is you just keep increasing the gap between the haves and have-nots and that's just not sustainable."
For more on affordable care in your state, head to The Commonwealth Fund.
SOURCES: Sara Collins, PhD, vice president, health care coverage and access, The Commonwealth Fund, New York City; Frederick Isasi, executive director, Families USA, Washington, D.C.; Susan Rogers, MD, president, Physicians for a National Health Program, Chicago; The Commonwealth Fund, report, July 16, 2021
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